Why You Might Need a Certified Bank Statement
These days, certified bank statements are requested for nearly every major financial or administrative process:
Opening new accounts (especially with digital financial services)
Visa applications (to prove you have sufficient funds)
Loan applications (mortgages, personal loans, etc.)
University admissions (particularly for international students)
Rental applications (to verify income and savings)
Bank Statement vs. Bank Letter: Know Which One You Need
Before heading to your bank, clarify whether you need:
A certified bank statement:
An official copy of your transaction history
Stamped/signed by the bank
Typically covers 3-6 months of activity
A certified bank letter:
A formal document confirming account details
Shows current balance and account opening date
Often required for visa applications
Pro tip: Always check with the requesting institution which version they require - it could save you a second trip to the bank!
What Makes a Bank Statement "Certified"?
Not just any printed statement will do. For a document to be considered properly certified, it must:
Be dated within the last 90 days
Bear an official bank stamp or signature
Clearly show the bank's name/logo
Include your:
Full name (matching your ID)
Current address
Account number
UK-specific requirements:
Must be on official bank stationery if printed
Electronic statements need certification on each page
Alternatively, it can be accompanied by a signed letter of authenticity
Getting Your Statement Certified: A Simple Process
Visit your local branch - Most banks won't certify statements remotely
Request certification - Specify if you need a statement or letter
Verify the details - Check that all information is correct before leaving
Ask about fees - Some banks charge £5-£15 for this service
Helpful hint: If your statement is long, ask if they can print it on the back of letterhead paper to save on certification pages.